Learn about the various superior features of BNI credit cards that provide more benefits, protection, and convenience for users, from flexible installments to exclusive services.

BNI credit cards offer a variety of superior features designed to make life easier for their users. With a variety of service options, BNI credit cards not only offer convenience in transactions, but also a variety of additional benefits that are very useful.

From low-interest installments to various attractive promos and discounts, here are 10 main features you need to know if you have a BNI credit card.

1. BNI Installment: Easy Installment Payments

One of the very useful features for BNI Credit Card users is BNI Installment. With this feature, you can change transactions into fixed installments with affordable interest.

BNI provides flexibility in choosing installment duration, starting from three to twenty-four months. You can choose the installment period that suits your financial capabilities.

The process of activating this feature is very easy, you only need to contact BNI Call at 1500046 or use the BNI Credit Card Mobile application. So, if you buy quite expensive items, you don’t need to worry about direct payments.

2. BNI Rewards Points: Collect Points, Get Rewards

With BNI Rewards Points, you can enjoy additional benefits every time you make a transaction using a BNI credit card. Every purchase worth Rp2,500 will give you one point that you can collect and exchange for various attractive prizes.

These points can be used for one year or saved for the following year, allowing you to get various prizes according to your wishes. This is a fun and useful way to get rewards from your everyday spending.

3. BNI Bill Payment: Practical Bill Payment

With BNI Bill Payment, you can pay your regular bills such as electricity, water, internet, telephone, insurance, and more, directly through a BNI credit card.

Not only does it make payments easier, you can also set up autodebit for automatic payments, so you don’t have to worry about paying late.

In addition, every bill payment transaction will also add BNI Rewards points, providing double benefits every time you pay a bill.

4. BNI PerisaiPlus: Health Protection at Affordable Costs

As a BNI credit card holder, you are entitled to additional protection through BNI PerisaiPlus, with very affordable premiums.

This protection covers the risk of death, permanent disability, temporary disability due to accident or illness, and 40 critical illnesses.

With a premium of only 0.69 % of the card’s outstanding balance, this feature provides financial security without burdening your budget. This is one of the added values of BNI credit cards, which provide extra protection for its users.

5. BNI e-Billing: Practical Online Billing Information

With BNI e-Billing, you no longer need to wait for physical bills to arrive at your home. Simply by activating this feature, you will receive BNI credit card billing information directly via your registered email.

This feature allows you to monitor bills more easily and quickly, and avoid late payments. Activation of e-Billing can be done by sending SMS or email according to the instructions given, and you can also directly access billing information at any time.

6. BNI Tele Travel: Ease of Traveling

The BNI Tele Travel feature offers convenience for those of you who travel frequently. By using this service, you can book flight tickets, hotels, or holiday packages at more affordable prices.

BNI Tele Travel also offers services for managing travel documents such as visas and passports, as well as various other travel services.

With the help of BNI Tele Travel, planning a trip, whether it’s a vacation or a business trip, becomes easier and more convenient.

7. BNI Airport Executive Lounge: Comfortable Rest at the Airport

For those of you who travel frequently, the BNI Airport Executive Lounge facility is a great advantage.

This lounge facility provides extra comfort at the airport, with access to a comfortable rest room complete with food, drinks, Wi-Fi, and other relaxing areas.

This lounge is available at several major airports in Indonesia, including Soekarno-Hatta Airport in Jakarta and Ngurah Rai in Bali. With this facility, you can wait for your flight more relaxed and comfortable.

8. BNI Mobile Services: Credit Card Transactions via SMS

With BNI Mobile Services, you can make transactions using BNI credit cards via SMS. This service allows you to make various transactions such as purchasing goods, paying bills, and others, anytime and anywhere.

Although there is a charge for sending SMS, this feature is very useful for those who need fast transactions without internet access.

9. 3D Secure Service: High Online Transaction Security

In the increasingly digital world, online transaction security is very important. 3D Secure service provides extra protection for BNI credit card holders with a verification system using One-Time Password (OTP).

Every time you make an online transaction, an OTP will be sent to your registered mobile number, ensuring that the transaction is legitimate and there is no misuse of your credit card.

10. BNI Promo and Exclusive Discounts: Benefits of Shopping More Economically

As a BNI credit card holder, you can also enjoy various exclusive promos and discounts offered at merchants who work with BNI.

Starting from shopping discounts at the mall, discounts on airline tickets, to special offers at restaurants or hotels, you can save more when shopping or traveling.

With a BNI credit card, you not only make payments easier, but also enjoy various additional benefits that make your spending more efficient.

BNI credit cards offer a variety of features that are very beneficial for its users, starting from flexible installments BNI Installment, loyalty programs with BNI Rewards Points, to health protection with BNI PerisaiPlus.

Features such as BNI Tele Travel, BNI Airport Executive Lounge, and 3D Secure Services also provide more convenience and security for those of you who often travel or shop online.

With the various benefits offered, BNI credit cards are not just a means of payment, but also a tool to help you manage your finances, get additional protection, and get many benefits from various exclusive promos and discounts.

So, if you want to experience more convenience and benefits in your daily life, BRI Credit Cards are the right choice for you.